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Savings5 min read

The 10% habit that survives low income

Don't save what's left after spending. Spend what's left after saving 10%, the order is the whole trick.

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Algorithm Father
August 30, 2026

People tell me they can't save because they earn too little. Then we do the math together and find the money was there, it just left first. Saving works like a feed algorithm: small inputs, repeated, beat one big move you never make.

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David E. · Algorithm Father

Your teacher for feeds and money: plain steps on algorithms, farming, banking, and saving, no hype.