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Banking5 min read
Open your first bank account without the traps
Banks earn when you don't read the fee table. Three questions asked up front save you a year of small charges.
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Algorithm Father
September 1, 2026
I teach banking like feeds: follow the incentives and the behavior makes sense. Banks make money from monthly maintenance fees, penalty charges, and the gap between what they pay savers and charge borrowers. None of that is evil, but you should see it before you join.
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David E. · Algorithm Father
Your teacher for feeds and money: plain steps on algorithms, farming, banking, and saving, no hype.